Town & Country, Inc. Realtors® · (731) 668-7000 · Jackson, Tennessee 38305

 

10 Tips For First-time Home Buyers

  1. Be picky, but don't be unrealistic. There is no perfect home.
  2. Do your homework before you start looking. Decide specifically what features you want in a home and which are most important to you.
  3. Get your finances in order. Review your credit report and be sure you have enough money to cover your downpayment and your closing costs.
  4. Don't wait to get a loan. Talk to a lender and get prequalified for a mortgage before you start looking.
  5. Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.
  6. Decide when you could move. When is your lease up? Are you allowed to sublet? How tight is the rental market in your area?
  7. Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as the type of mortgage terms that suit you best.
  8. Don't let yourself be "house poor". If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals.
  9. Don't be naïve. Insist on a home inspection and, if possible, get a warranty from the seller to cover defects within one year.
  10. Get help. Consider hiring a REALTOR? as a buyer's representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. And often, buyer's reps are paid out of the seller's commission payment.

Town & Country, Inc. Realtors® is a registered trademark licensed to Town & Country, Inc. Realtors®. Town & Country, Inc. Realtors® is licensed in the State of Tennessee. Each Town & Country, Inc. Realtors® office is independently owned and operated.

Katie Hale is a Realtor® with Town & Country, Inc. Realtors®, 1944 Hwy 45 ByPass, Jackson TN 38305, (731) 668-7000.

The data relating to real estate for sale on this website comes in part from the IDX Program of the Central West Tennessee Association of Realtors® Multiple Listing Service. Copyright 2015 MLSCWTAR. All Rights Reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, including but not limited to square footages, lot sizes, or school districts, is deemed reliable but is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. The information contained within this website is provided solely for informational purposes and does not constitute an offer to sell, rent, or advertise real estate outside the State of Tennessee. The owner is not making any warranties or representations concerning any of the properties listed including their availability.

If you are NOT represented by a real estate agent or broker, I would love the opportunity to help you with your real estate services. Please contact me regarding ANY of the properties listed on this website. If you ARE represented by a real estate agent or broker, please contact them regarding any property you locate on this website. It is not my intention to solicit offerings from other agents or brokers.

The Fair Housing Act prohibits discrimination in the sale, lease, or rental of housing, or making housing otherwise unavailable because of race, color, religion, sex, national origin, familial status, or disability.

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Katie Hale - Jackson TN Realtor® - Town & Country, Inc. Realtors®